For regulated finance
AI-native regulatory counsel for companies that move money.
Payments, lending, and money movement answer to a state licensing map and a stack of federal agencies above it. AI carries the sweep work. A licensed specialist owns the judgment. You see the price before the work starts.
Attorney advertising. Informational only, not legal advice. No attorney-client relationship is formed by using this site or by submitting a form.
The work
Where money movement turns into a licensing question.
Almost every engagement starts as one of these questions, usually asked later than it should have been.
Money transmission analysis
Whether the flow of funds through your product is transmission, and if so, in which states and under whose licence.
BSA / AML program design
A written program that matches how the business actually operates, rather than a template that describes a different company.
Lending and credit compliance
Licensing, disclosures, rate and fee structure, servicing and collections posture across the states you lend in.
Bank and platform partnerships
The agreements and the oversight expectations that come with sitting on someone else's charter.
Licensing and renewals
Applications, the questions that follow them, and the renewal calendar that outlives whoever filed the original.
Examinations and correspondence
Responding to examiners and regulator inquiries with a position that holds together across every state asking.
Coming soon
BetaIlluminati risk storefront
Browse regulatory and compliance deliverables like a menu. See the scope, the token cost, and the practice group that owns it before you commit. No phone call required.
Money transmission analysis
Whether your funds flow constitutes transmission, state by state.
Financial services
BSA / AML program
A written program that matches your actual operations.
Financial services
Lending compliance review
Licensing, disclosures, rate structure across your states.
Financial services
AI governance policy
Model-use policy, approval records, and disclosure obligations.
AI & data
Want early access?
The Illuminati storefront is in private beta. Submit an intake and mention storefront access to join the waitlist.
Request early accessThe prices shown are indicative starting points. The scope and price for your matter are confirmed in writing before any work begins. Nothing here is an offer of representation.